What Is Liability Car Insurance Coverage: Essential Liability Car Insurance
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What Is Liability Car Insurance Coverage?
Liability car insurance coverage is a type of insurance that protects you from financial responsibility if you cause an accident that results in bodily injury or property damage to others. It is required by law in most states, and it can help you pay for medical expenses, lost wages, and other damages that you may be liable for.
There are two main types of liability car insurance coverage: bodily injury liability and property damage liability.
Bodily injury liability coverage pays for medical expenses and other damages that you may be liable for if you cause an accident that results in bodily injury to another person. This includes expenses such as hospital bills, doctor's visits, and lost wages.
Property damage liability coverage pays for damages that you may be liable for if you cause an accident that results in damage to another person's property. This includes expenses such as repairs to vehicles, buildings, and other property.
The amount of liability car insurance coverage that you need will vary depending on your individual circumstances. However, it is important to have enough coverage to protect yourself from financial ruin in the event of an accident.
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